Best Merchant Account Credit Card Services in 2022

RankServiceRatingMore Info
1Visit PaymentSphere Payment ProcessingIIIIi
2Goto Clarity Merchant ServicesIIIIi
3Goto Entrust Merchant SolutionsIIII0
4Visit High Risk Credit Card ServicesIIIi0
5Best Credit Card Processors in 2020III00

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Merchant Account Comparison: iPayDNA vs IntelliCollect

iPayDNA logo VS Logo of IntelliCollect

It’s time for another one of our merchant account comparisons, this time we will be comparing IntelliCollect and iPayDNA. Both companies provide services for Internet merchants to have their credit and debit cards processed, as well as various forms of paying without using a card. iPayDNA is more of an international-oriented company, whereas IntelliCollect prefers to stay more in the US with its activities and really wants to become the number one merchant account service. (more…)

Merchant Account Comparison: MerchantPlus vs 2CheckOut

If you are looking to expand your business and you want to now accept credit cards, many merchant account services are available. These companies provide the system to use in your brick and mortar store or your online business to accept credit cards. Two reputable merchant account service companies include MerchantPlus and 2CheckOut. Each company offers its own set of services and advantages. The best merchant account service for you depends on your unique situation and the type of business you run. (more…)

Merchant Account Comparison: ProPay vs Paypal

Businesses selling merchandise or receiving online payments need a way to collect and accept money. Merchant accounts are one option for people or businesses wanting to process payments such as credit and debit cards. Many companies offer merchant accounts. However, there are two popular merchant accounts, PayPal and ProPay. Both ProPay and PayPal have things in common. For instance, they are both third-party merchant services. Yet these third-party services differ.


ProPay logoA ProPay merchant account processes credit and debit card payments. The merchant doesn’t require businesses to create a ProPay account to receive payments. Thus, sellers can receive money faster. The downside, however, of using ProPay is that it doesn’t have a uniform protection policy. Instead, the merchant is bound by the individual terms of protection policies provided by buyers’ credit and debit cards. Another difference between the two merchants is fees. (more…)

Merchant Account Comparison: ProPay vs Electronic Transfer

Most business owners require having efficient and convenient means of transacting in the credit market. This necessitates the need to have credit cards, which have a number of responsibilities and fees that ought to be undertaken. Companies that offer credit card processing services have tight security measures put in place for the customers’ personal information so as to prevent any fraud or theft associated with credit transactions.

Companies that facilitate these services also strive hard to ensure that they make appropriate profits from the fees paid by the customers and at the same guarantees high quality services that commensurate with the charges incurred. This article will succinctly explain the difference that exists between ProPay and Electronic Transfer’s services. (more…)

Let Payment Processors Fight For Having You as a Customer

Comparison-shopping saves business owners money. Companies like and help business owners compare merchant accounts. With so many credit card processing companies to choose from it’s hard to know which one is best suited for your needs. Their fees vary from little to a lot, their services differ and while many are completely legal, others are not. You can get free quotes from and so that you can choose the right one for your business. helps business owners choose the most affordable merchant account service to process their credit card payments and their service is free. They earn a commission from the merchant account service that you select. They use a credit card processing calculator to show you which company is the most affordable. All you have to do is sign up and you will receive quotes to show you your best option. They offer customer support during the time that you are with the company you select and you are allowed to have a month-by-month agreement with them for their service. (more…)

Merchant Account Comparison: vs PayLane

PayLane reviews VS reviews

A merchant account provider gives business owners the ability to accept credit card payments, wire transfers, debit accounts, and other forms of payment in both traditional and e-commerce retail settings. Business owners have a number of options when searching for a merchant account provider. It is wise for clients to do a merchant account comparison between providers to help decide what is best for their business. and are two such services and business owners have a lot to decide upon when comparing these providers. Offers Limited Types of Payments for all Types of Business

Accepting credit cards with is a United States-based merchant account provider. It is good for small to mid-size businesses. accepts credit card payments for e-commerce websites, as well as for traditional businesses, like retail stores and restaurants. It offers free, 24-hour live customer support, no cancellation fees to cancel a contract, and new customers can apply and get approved online for a account. In addition to its merchant services, offers a number of free services– like shopping cart icons for client websites, free search engine software, and no-cost setup fees. is generally good for businesses that do not have a lot of liquid cash flow and start-up money. Fees start at varying prices and are based on the client’s transaction volume. Payments accepted include Visa, MasterCard, American Express, Discover, and Diner’s Club. A drawback, however, is that is not accredited by the Better Business Bureau (BBB). Suited for E-Commerce Clients Looking for Large Variety of Payment Options is a European-based merchant account service. It is good for e-commerce clients and clients that need payments by mail and phone orders. It does not support traditional retail stores and restaurants. clients can expect 24-hour telephone support and updates by PayLane through social media like Twitter and Facebook. A perk to business owners is that the name of the transaction will be that of the client’s business, not “PayLane”, to allow clients to build their branding. Payments accepted include Visa, MasterCard, Discover, PayPal, and a number of wire transfer agencies and European-based bank debit cards. Fees start at .12 euros plus, a commission fee of 2% per transaction.

PayLane - payment processing

Do Your Homework and Compare

Because of the differences in services offered, it is clear that doing a merchant account comparison is important for business owners. and are just two of the many merchant account providers available to clients. A thorough comparison will ensure that business owners get all of the services that they and their customers need.

Different Types of Merchant Account Types Available

Merchant account typesDeciphering the various types of merchant account services can be very confusing. Much of the sale and servicing of merchant accounts is unregulated, making confusion a valuable tool of an unscrupulous salesperson. Unless a merchant understands how banks classify merchant accounts, there can appear to be a confusing maze of merchant account types. Banks classify merchants and their accounts by the process used to harvest card data. The bank also considers the type of merchant and processes for transaction completion. This article serves to explain bank defined merchant account classifications.

Banks recognize two methods to harvest card data, Swiped and Keyed. These two methods are sub-classified by business type and transaction completion method. (more…)


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