If you are looking to expand your business and you want to now accept credit cards, many merchant account services are available. These companies provide the system to use in your brick and mortar store or your online business to accept credit cards. Two reputable merchant account service companies include MerchantPlus and 2CheckOut. Each company offers its own set of services and advantages. The best merchant account service for you depends on your unique situation and the type of business you run.

Services Provided

MerchantPlus provides a variety of services. MerchantPlus offers a merchant account comparison between various merchant account companies and offers a variety of credit card servicing methods for brick and mortar companies and online businesses. MerchantPlus (reviews here) also provides credit card machines from reputable companies and the necessary software to run the machine. 2CheckOut provides services exclusively for online businesses.
Features include add-ons and shopping carts to assist with online shopping.

Price

MerchantPlus does not have specific flat rates. You must fill out a quote and wait for a representative to contact you. This representative will then evaluate your needs and inform you of the price you will pay for credit card processing. Companies that accept a lot of credit card transaction usually pay a smaller percentage for each transaction. 2CheckOut offers flat rate pricing so you do not have to worry about any surprises or hidden charges. The fee is 5.5% of the total charged plus $0.45 per transaction.

Advantages of MerchantPlus

Getting a merchant account with MerchantPlus offers many benefits. They guarantee the lowest processing rates on credit card transactions. Applications for services are approved on the same day that the application is submitted. No set-up fees are incurred. Customer service and technical support staff are available 24/7. Your customers can have the peace of mind of a secure transaction with fraud protection.

Advantages of 2CheckOut

2CheckOut also features many advantages. The company’s online payment processing pages convert at a rate that exceeds 20%. The company has an A+ rating with the Better Business Bureau and is Safe Harbor compliant. This makes transactions through 2CheckOut safe and reliable. Support staff is also readily accessible for any questions or problems.

MerchantPlus and 2CheckOut offer merchant account services that are beneficial to your business. Credit and debit cards are the most common way for customers to pay for transactions today. Getting the right merchant account to assist with these transactions can dramatically affect your profit margin.

Best Merchant Account Credit Card Services in 2025