Welcoming International Customers with a Multi-Currency Merchant Account
In the global economy we live in, it is becoming ever more popular for companies to expand their products and services for use all over the world. While this opens new avenues for business, it also comes with complications, one of those being the fact that there are different currencies the world over, and typical merchant accounts only service the business’s home currency. International customers are not likely to take the time to convert currency
before the purchase of your product; they will simply move onto a competitor who simplifies the process. Fortunately, with a multi-currency merchant account, any business can keep up with the competitors in this aspect.
Axcess Merchant Services understands this dilemma, which is why they have introduced a very compatible multi-currency merchant account that is easy to set up and use. So, in the event that a customer in Guatemala wishes to purchase a product from a merchant in the United States, this service allows the customer to pay in quetzals and the merchant to automatically receive an accurately converted dollar amount. In our global economy, it is nearly impossible for merchants to survive without this technology, especially in online (more…)
As a merchant, high risk payment processing can allow you to accept credit and debit card payments, even though the category of your business is typically denied access to these services. There is generally a higher rate associated with usage of this service when compared to merchants in other categories of businesses. A high-risk merchant account from a company like High Risk Experts can be the solution to your difficulties with payment processing, and your reserves are perhaps one of the most important components of this decision. As a seller online, you are well aware that the anonymity associated with online purchases when compared to traditional retail transactions results in a higher rate of instances of fraud, and online payment processing services typically deny payment processing to providers of certain types of businesses. 
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In today’s commercial business market it appears to be essential to have a merchant account service or other type of commercial ability to receive credit cards online and perform essential financial transactions online. A competitive edge is gained through customer-friendly online financial services. Consumers are more and more depending on the internet for their daily shopping needs and immediate payment is essential for a merchant in order not to lose that sale to a competitor that may have a faster check-out and payment system. If a merchant and company owner however is plagued with poor credit for some unforeseen reason or unavoidable circumstance the company will suffer more if a merchant account is denied because of the owner’s poor credit. 
A secure payment gateway may be obtained through available means that include using an ACH delay agreement with the banker or perhaps even using a co-signor to bring a good credit rating to the negotiating table with the banking services representative. An ACH delay means that the deposit of processing funds to the bank account involved will be withheld for a few extra days as a 
If your business requires door-to-door sales, such as lawn care services or pet sitting, you likely spend much of your time driving from place to place. When you need to accept a credit card payment, you are either forced to wait till you are in front of your computer or credit terminal, or you can just choose not to accept cards as a form of payment. Both of these scenarios can cost your business customers and lost sales. By now you’ve likely heard of the credit card app for iPhones, which allow you to process credit card transactions with your cell phone, but you may be wondering how safe they are.
A merchant receives a billing statement and the rates do not reflect the fee schedule that was outlined. Another merchant receives the news that her funds are being held until the transaction’s authenticity can be verified and bank statements collected to ensure that she can cover any potential customer dispute or chargeback. Another business owner learns that his merchant account has been closed due to inactivity and excessive rejects.
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A ProPay merchant account processes credit and debit card payments. The merchant doesn’t require businesses to create a ProPay account to receive payments. Thus, sellers can receive money faster. The downside, however, of using ProPay is that it doesn’t have a uniform protection policy. Instead, the merchant is bound by the individual terms of protection policies provided by buyers’ credit and debit cards. Another difference between the two merchants is fees.