In today’s commercial business market it appears to be essential to have a merchant account service or other type of commercial ability to receive credit cards online and perform essential financial transactions online. A competitive edge is gained through customer-friendly online financial services. Consumers are more and more depending on the internet for their daily shopping needs and immediate payment is essential for a merchant in order not to lose that sale to a competitor that may have a faster check-out and payment system. If a merchant and company owner however is plagued with poor credit for some unforeseen reason or unavoidable circumstance the company will suffer more if a merchant account is denied because of the owner’s poor credit.

E-Commerce in Today’s Economy

A secure payment gateway may be obtained through available means that include using an ACH delay agreement with the banker or perhaps even using a co-signor to bring a good credit rating to the negotiating table with the banking services representative. An ACH delay means that the deposit of processing funds to the bank account involved will be withheld for a few extra days as a (more…)